Ride-sharing services like Uber and Lyft have become popular modes of transportation for millions of people worldwide. While they offer convenience and accessibility, accidents can still happen, often resulting in serious injuries and significant financial losses. That’s where we come in. Our team understands the complexities of ride-sharing accident cases and is committed to securing the compensation you deserve.
At Nelson Personal Injury, LLC, we are passionate about helping our clients navigate the legal system and achieve the best possible outcome for their cases. We have a proven track record of success and a reputation for providing personalized attention to every client.
If you or a loved one has been involved in an Uber or Lyft accident, please contact us for a free consultation. We’re here to help you every step of the way.
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Minnesota Laws for Rideshare Services
Minnesota has strict laws and requirements for rideshare services to operate in the state. These were created to help reduce the prevalence of accidents.These laws and requirements include the following:
Driver Background Checks
All ride-sharing drivers in Minnesota must undergo a criminal background check before they are allowed to operate a vehicle for hire. The background check must include a review of the driver’s criminal record, driving history, and vehicle registration.
Vehicle Inspections
Ride-sharing companies must conduct regular inspections of their drivers’ vehicles to ensure they are safe and meet the minimum standards required by the state.
Insurance Requirements
All ride-sharing companies operating in Minnesota must maintain liability insurance coverage of at least $1.5 million per incident. This coverage applies when a driver accepts a ride until the passenger exits the vehicle.
Driver Training
Ride-sharing drivers in Minnesota must complete a training program that covers safe driving practices, customer service, and emergency procedures.
Accessibility
Ride-sharing companies must make accommodations for passengers with disabilities, including providing wheelchair-accessible vehicles upon request.
Surge Pricing
Ride-sharing companies must disclose the fare calculation method and any surge pricing to passengers before they accept a ride.
Data Reporting
Ride-sharing companies must provide the state with data on their operations, including the number of rides offered, driver and vehicle information, and safety incidents.
It’s important to note that these laws and regulations are subject to change, and ride-sharing companies may also have policies and procedures in place.
Steps to Take if You Are in an Accident While Using a Rideshare Service
If you are in an accident while using a rideshare service like Uber or Lyft, it’s important to know your rights and take appropriate steps to protect yourself. Here are some key things to keep in mind:
- Check for injuries: The first and most important step is to check yourself and your passengers for injuries. If anyone is hurt, call 911 immediately for medical assistance.
- Contact the authorities: Regardless of the accident’s severity, you should contact the police to report the incident. The police will create a report, which can be helpful in any legal proceedings that may occur in the future.
- Exchange information: Obtain contact and insurance information from the other driver involved in the accident. This includes their name, phone number, insurance company, and policy number.
- Document the scene: Take photos of the accident scene, including any vehicle damage and injuries sustained. This documentation may be helpful in the claims process.
- Report the accident to the rideshare company: If you are a passenger, report the accident to the rideshare company immediately. The company may have its own procedures for handling accidents and provide additional support.
- Seek legal advice: If you were injured in the accident or suffered property damage, it’’s a good idea to consult with an attorney who understands the laws related to rideshare accident cases. They can help you navigate the legal system and work to ensure you receive the compensation you deserve.
Remember, your safety and well-being should be your top priority if you are involved in an accident while using a rideshare service. Once you are safe and have received medical attention, take the necessary steps to protect your legal rights and seek the advice of Minnesota car accident accident lawyers.
Who Is Responsible for Covering Your Damages in a Minnesota Rideshare Accident?
Determining who is responsible for covering the cost of damages in a rideshare accident can be complex, as it depends on the circumstances of the accident. Generally, three parties may be liable for damages:
- The rideshare driver: If the rideshare driver’s negligence caused the accident, they might be held responsible for damages, including property damage, medical expenses, and lost wages.
- The other driver: If another driver caused the accident, that driver’s insurance company might be responsible for covering damages.
- The rideshare company: In some cases, the company may be liable for damages. For example, if the rideshare driver was not properly screened or trained or failed to maintain safe vehicles, the company may be held responsible for damages.
It’s important to note that rideshare companies like Uber and Lyft carry liability insurance that covers accidents that occur while a driver is on duty. The coverage depends on the stage of the ride, such as whether the driver was en route to pick up a passenger, had a passenger in the car, or was waiting for a ride request.
Uber Insurance Coverage
- App on, waiting for a ride request: When the Uber driver has their app turned on and is waiting for a ride request, they are covered by Uber’s contingent liability insurance, which provides up to $50,000 in bodily injury coverage per person, up to $100,000 in bodily injury coverage per accident, and up to $25,000 in property damage coverage per accident.
- En route to pick up a passenger: When the Uber driver accepts a ride and is en route to pick up a passenger, they are covered by Uber’s liability insurance, which provides up to $1.5 million in liability coverage for bodily injury and property damage.
- With a passenger in the car: When Uber driver has a passenger in the vehicle, they are also covered by Uber’s liability insurance, which provides up to $1.5 million in liability coverage for bodily injury and property damage.
It’s important to note that Uber’s insurance coverage only applies to the driver’s liability for damages to third parties, not to the driver’s injuries or vehicle damage. Additionally, Uber drivers must carry their own auto insurance, which may provide additional coverage.
Lyft Insurance Coverage
Lyft provides liability insurance coverage for damages in an accident while a driver is on duty. The amount of coverage depends on the stage of the ride:
- App on, waiting for a ride request: When the Lyft driver has their app turned on and is waiting for a ride request, they are covered by Lyft’s contingent liability insurance, which provides up to $50,000 in bodily injury coverage per person, up to $100,000 in bodily injury coverage per accident, and up to $25,000 in property damage coverage per accident.
- En route to pick up a passenger: When the Lyft driver accepts a ride and is en route to pick up a passenger, they are covered by Lyft’s primary liability insurance, which provides up to $1.5 million in liability coverage for bodily injury and property damage.
- With a passenger in the car: When the Lyft driver has a passenger in the vehicle, they are also covered by Lyft’s primary liability insurance, which provides up to $1.5 million in liability coverage for bodily injury and property damage.
Like Uber, it’s important to note that Lyft’s insurance coverage only applies to the driver’s liability for damages to third parties, not to the driver’s injuries or vehicle damage. Additionally, Lyft drivers must carry their own personal auto insurance, which may provide additional coverage.
Let Our Minnesota Uber and Lyft Accident Lawyers Help You
If you’ve been involved in an Uber or Lyft accident in Minnesota, you may be entitled to compensation for your injuries, medical expenses, lost wages, and other damages. However, pursuing a claim against a ride-sharing company can be complex and challenging, especially if you are unfamiliar with the legal system.
That’s where the attorneys at our firm come in. We deeply understand the laws and regulations that govern ride-sharing services in Minnesota and can help you navigate the claims process from start to finish. We’ll work with you to gather evidence, negotiate with insurance companies, and pursue a settlement or verdict that meets your needs.
Don’t wait to seek legal help if you’ve been injured in a rideshare accident. Contact us today for a free consultation, and let us help you get the justice and compensation you deserve.
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